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mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi; mso-fareast-language:EN-US;} </style> <![endif]--> <p class="MsoNormal">BDDK’nın, kredi kartlarında asgari ödeme tutarını yüzde 20’den yüzde 40’a kadar çıkaran yönetmelikte kredi kartı sahiplerine tanınan ‘bir yıllık’ geçiş süreci 17 Aralık itibariyle doluyor.</p> <p class="MsoNormal"> </p> <p class="MsoNormal">18 Aralık’tan itibaren, kredi kartı pazarının yaklaşık yüzde 75’ini oluşturan ve limiti 5 bin liranın altında olan tüm kartlarda asgari ödeme oranı yüzde 22 olacak.</p> <p class="MsoNormal"> </p> <p class="MsoNormal">Star'ın haberien göre kredi kartı limiti 5 bin liranın üzerinde olan kredi kartlarında ise asgari ödeme tutarı yüzde 25 olarak uygulanacak. Kredi kartları yönetmeliğine göre, 2012 yılı içinde kredi kartlarındaki asgari ödeme tutarları artmaya devam edecek. Limiti yüksek olan kredi kartlarındaki asgari ödeme tutarı tam yüzde 40’a ulaşacak.</p> <p class="MsoNormal"> </p> <p class="MsoNormal">Bu arada aynı yönetmelik ile bir yıl içinde üç kez kredi kartı borcunun yarısından az ödeyenlere nakit çekim yasağı verilmesi getirilmişti. Söz konusu hüküm ise Haziran ayı itibariyle yürürlüğe girdi. Eylül ayı itibariyle de uygulamaya konularak, kredi kartı borcunu borç ile ödeyen binlerce kredi kartı sahibine nakit çekim yasağı getirildi. <span style="mso-spacerun:yes"> </span></p>